A couple of years ago, the local paper ran a story with the following headline: “Low-income families not using program meant to help save for kids’ education”.
This is the thing that Conservatives and Liberals can’t seem to get through their heads. Poor people can’t afford to save. They can’t afford to spend in order to later receive a tax break. Tax breaks, top ups, matching funds—none of them help poor people because they all require poor people first spending money they don’t have: if you don’t have the money to spend, you can’t benefit from these programmes.
